Our Independent agency team specializes in providing Workers Compensation coverage solutions to companies of all sizes and industries. We are enthused to harvest the best end results for our clients, regardless of how your company may be performing currently. We will access the broad WC market and available programs to custom tailor your coverage.

Including:

Guaranteed Cost ( with dividends when available )

High deductible

High Deductible buy back

Member Owned Group Captives

Single Parent Captives

There are actually 2 premiums in Workers Comp coverage.

1. the one that you see on your annual renewal

2. the hidden one that is directly affected by how efficiently your claim is being closed ( and more often it is not )

Our Carriers and Programs of choice are keenly aware of the contingent increase in cost that an open claim will have on your future WC premiums, and will effectively help your injured employee recover and return to work as soon as possible.

This endeavor is accomplished by implementing the following:

1.a proactive Safety Program to limit and help prevent accidents and injuries from occurring at all

2.a collaborative Return to Work Program ( claim management & employee recovery ) at your company or place of business.

Workers Comp Coverage Inquiry